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What are Payday Loans? How Do Payday Loans Work?

There are many other names for payday loans: cash advances, payroll advances, deferred deposit loans, payday advances and paycheck advances just to name a few.

Payday loans are short term loans that are usually due the next time that you get paid. A lender charges a fee, in exchange for loaning you money until your next payday. Most storefront locations require you to provide them with a physical check as security for the payday loan.

Online payday loan companies simply take an ACH (Automated Clearing House) authorization to secure the loan, the same process your employer uses to directly deposit your paycheck each month. In addition, online lenders save you the time and hassle of having to drive to a location and then wait in long lines when they are busy.

Payday Loan Application

PaydayLoan.com has been in the payday loan business for over 13 years. We have been providing payday loans online since 1999 and are the ORIGINAL Home of the Payday Loansm. Let us serve your cash advance and payday loan needs today!

Testimonials

"I thought I wouldn't have money to buy gifts in time for the holidays. Thanks to you I got my money in time and I was able to put a smile on my childrens' faces."

--Rosa E. San Andres, California

"I got in a car accident and was hopeless until I received my cash fast from PaydayLoan.com"

--Jorge S. Chester, Pennsylvania

"I love your service. It's comforting to know that there is somewhere to turn when a financial crisis suddenly occurs."

--Sandra R. Sanfancisco, California